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Does New Jersey Medicaid Cover Therapy?

New Jersey Medicaid covers therapy — but the specifics depend on which managed care plan you're in, and with Medicaid expansion, most adults up to 138% FPL qualify.

New Jersey snapshot
New Jersey mental health insurance landscape

NJ FamilyCare. Horizon NJ Health + UnitedHealthcare Community Plan.

Full parity enforcement Medicaid expanded

What's covered

New Jersey Medicaid covers individual therapy, psychiatric medication management, group therapy, and (in most cases) intensive outpatient programs. Coverage is typically robust, with no copay or very low copay.

Finding a provider

Not all therapists accept Medicaid, but Federally Qualified Health Centers (FQHCs) and Community Mental Health Centers do. Search your state's Medicaid MCO provider directory.

New Jersey-specific

NJ FamilyCare. Horizon NJ Health + UnitedHealthcare Community Plan.

If you're in the coverage gap

Coverage gap closed in {N} due to expansion. Check your eligibility at healthcare.gov.

Free tool
Not sure what modality you need?

The Therapist Finder Quiz asks 5 questions and narrows you to the modalities most likely to fit — plus exact search terms.

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